Sunday, July 25, 2021

Are you worried about applying for loans without credit checking? Does it sound scary? | Get a Loan Now From a Licensed Lender

Get your loans hassle-free 

Are you worried about applying for loans without credit checking? Does it sound scary? Would you ever want to walk into a bank and ask for a loan without getting a credit score? Many of us must loan some amount at least once in life. We all need that odd amount to fix the roof, replace our broken window or buy ourselves something we’ve always dreamed of. There are people who get loans easily from financial institutions. But there are others whose credit scores aren’t good enough. They may not have had the chance to build their credit ratings over the years. And still, there are situations where one may have bad credit ratings and apply for different loans. Banks or other financial institutions often ask one to have a decent credit history

If you already have good credit, the idea of applying for a new loan seems scary. But there is really nothing to fear. Apply for one of our payday loanstoday and with one phone call you will have access to fast cash at no interest rate. You may even qualify for a lower interest rate and a quicker payoff. Your credit score will improve and so will your life!

Our flexible loan terms allow you to adapt the repayment of your loan according to your convenience

The perfect solution for bad credit! Choose us and we will help you improve your score by 10 points overnight! Instant gratification, cashback great experience! You can switch to another lender anytime!````PayDay Loans are short-term, cash-only loans made available for small dollar amounts by banks and other financial institutions. Loans can be used to remedy financial hardships, or in some cases to pay bills and meet minimum financial obligation. The basic idea is that you borrow the money and pay it back with interest over an extended period of time. The interest rate charged and the term of the loan depend on the type of loan and the credit score of the borrower. Loans are classified into four categories based on their interest rates, including short-term, intermediate-term, long-term and capital loans.

We are the only lender that can get you a cash advance on the spot, with no hidden fees.

Apply for our loan today!

Labels: , , , , , , ,

Sunday, July 18, 2021



Zippyloan offers an online personal loan marketplace where customers can get connected to an array of lenders suitable for them and their needs. By simply completing a 5-minute online application, you can get matched with multiple lenders nationwide to ensure there is a loan option for you no matter your situation. 

After approval, you can expect to see the funds in your account as soon as the next business day. Zippyloan does not charge any fees for their matching service. You are not obliged to accept any pre-offers, making this an ideal comparison site to save customers time and effort.


Zippyloan's online loan marketplace partners with a multitude of lenders nationwide, all with different terms. That means that any type of credit is accepted though if you have a lower credit score, it will likely affect your APR. Their partners aim to work with individuals in rebuilding their credit by committing to repaying their personal loan installments in full and on time. It's also important to note that in order to apply, you must be at least 18 years old and have a regular source of income. 

When it comes to loan purpose, the list is endless. Whether looking to make a large purchase, fund home renovations or consolidate credit card bills, so long as you can repay your loan and meet the requirements, you can apply.  

Loan Process

Applying for a personal loan with is quick and easy. First, you must indicate the total loan amount you require along with your monthly income and current credit score. They will also ask about the purpose of your loan request, which includes a vast list of options. Moving forward, you will need to share some basic personal information, employment details, and contact information. Finally, all applications require an active bank account linked to them so that, if approved, the personal loan funds can automatically transfer into this account.  

Once you have submitted your application form, your information will be shared with their wide network of lenders to ensure you are connected with a loan option suitable for your needs. Zippyloan will match you with a lender who will then contact you to run through their terms and conditions.

Keep in mind you are not obliged to accept any offers up to this point. Once you discover a lender you are happy with, you will complete the process and the funds will be automatically debited into your bank account. It really is as easy as that!  


Loan Terms

  • Full fee transparency: Zippyloan does not charge any fees for their online service, meaning that customers can access lending options free-of-charge. The company you choose for your personal loan then pays Zippyloan, which is how they operate their marketplace.
  • Total loan amount: Customers can borrow up to $15,000, depending on their financial situation and the loan provider.  
  • Repayment: Zippyloan partners with both short-term lenders and multiple installment lenders. Short-term loans must be repaid on your next payday. With installment loans, you will have the option to repay over a period of time, which typically ranges from 6 to 60 months.   
  • Interest Rates: APR will vary with each lender but typically range from 16.05% - 35.99%. Influencing factors include which state you live in, your current credit score, total loan amount, and the repayment period.
  • Penalty Fees: Each lender will have their own personal loan terms and conditions. Some may include penalty fees for late or missed payments. For this reason, it's vital to run through this with the company before committing to any loan to ensure you gain full clarity. 

Customer Support

Since Zippyloan is an online loan marketplace and not a direct lender, they advise customers to contact the company they have received their personal loan regarding any issues or complaints. Zippyloan operates as an online service, with no actual business building meaning that individuals can not write to them.  

Their website does not include any contact information but they have invested significant effort to secure their loan form with the latest 256-bit encryption technology, so you can rest assured that your information is kept confidential and safe.

Tuesday, July 13, 2021

Best online payday loans companies

Sometimes you do not have enough money to make it to the next payday. Unexpected expenses exceed your savings, and you need some way to supplement your short-term cash flow. But it may be tricky to find the best payday loan company. It might take a few days before picking the one company that meets all your demands.

To guide you through this decision process, below is the list of best payday loan companies based on reviews, thorough analysis of companies’ sites, their activities, and mentions in mass media.

But first of all, check whether payday loans or installment loans are legal in your state.

Dark Blue = Legal, Light Blue = Heavily Regulated, Gray = Prohibited

Areas Served: Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Loan Amount‎: Short-term loans up to $100; online personal loans up to $15,000 connects consumers with lenders willing to provide short-term loans up to $1,000 and online personal loans up to $15,000. The company has built a network of reputable lenders so that you have more options available to you and can select the right offers for your needs. Your basic information and the amount of money you would like to borrow will be forwarded throughout this network, so that you can receive a suitable loan offer from one of the lenders. Even though lenders may need to perform a credit check to verify your credibility, in most cases they may not consider your credit history as the major factor to approve your request for funding.

You will communicate with your lender directly and receive the details of the loan offer that suits your needs. When you review the terms, you will be able to make your decision and e-sign the loan agreement to close the deal.

Note, you do not have to accept an offer from any lender. You will not be penalized if you reject an offer, and until you have provided your e-signature on the loan agreement, you are not bound to any obligations. If you choose to accept an offer, then you will be asked to provide the e-signature before the funds can be deposited into your bank account.


Areas Served: Alabama, Arizona, California, Delaware, Georgia, Illinois, Mississippi, Missouri, Nevada, New Mexico, South Carolina, Tennessee, Texas, Utah, Virginia, and Wisconsin

Loan Amount‎: Up to $10,000

TitleMax is a title lending company that offers car and motorcycle title loans and pawns at competitive rates. The company strives to provide a superior level of customer service as it helps thousands of people get the cash they need with a title loan.

With thousands of convenient locations, TitleMax is here to help customers obtain the next car or motorcycle title loan. Depending on the type of loan or pawn you would like to get and the state from which you plan on getting it, the requirements vary; however, the process of getting a TitleMax loan or pawn remains constant. After you fill out some paperwork and you and its representative decide on the amount of your loan, you take your cash. You get to keep driving your car or motorcycle for the duration of your TitleMax loan or pawn.


Areas Served: Arizona, California, Florida, New Mexico, South Carolina, and Tennessee

Loan Amount‎: Depends on the state. The loan amount is based on the value of your vehicle and your ability to repay the loan (monthly income).

Founded in 2015, Finova is backed by leading Silicon Valley venture capital firms and Wall Street private equity investors.

Finova’s digital financial products include a Car Equity Line of Credit (CLOC), providing fast, affordable emergency loans based on car equity, and the Finova Automobile-Secured Prepaid Card, which accepts either cash or car equity to fund the card.

Finova’s Secured Prepaid Card provides consumers with a quick loan when needed and their paycheck up to two days faster with free direct deposit.

The Finova client portal provides personalized access to its financial dashboard, allowing real-time management of your loan and prepaid card. Payments can be made from the convenience of your Finova prepaid card, computers, mobile devices, and at 32,000 US retail locations.

Check Into Cash

Areas Served: United States of America; United Kingdom

Loan Amount‎: Up to ‎$1,000        

Check Into Cash is a financial services retailer with more than 1,100 stores in 30 states. The company was founded in 1993 by W. Allan Jones in Cleveland, Tennessee, where the headquarters are located today.

The firm offers payday loans, online payday advances, title loans, bill payment services, check cashing, reloadable prepaid debit cards, and Western Union money transfers and money order services. The loan amount is based on the value of your vehicle and your ability to repay the loan (monthly income).


Areas Served: Alabama, Arizona, California, Georgia, Illinois, Missouri, New Mexico, South Carolina, and Utah

Loan Amount‎: Up to $2,500

LoanMart is a California-based money-lender, including risk assessment, asset allocation, financing services, customer acquisition, and loan services. LoanMart provides car title loans throughout Arizona, California, Illinois, Missouri, New Mexico, and Utah. Founded in 2002, the company provides financial services directly to its customers and through a large network of partners. It also offers an emergency cash option with your auto title of up to $2,500 within 24 hours.

Advance Financial

Areas Served: Alabama, California, Delaware, Idaho, Kansas, Missouri, North Dakota, Tennessee, Utah, Virginia, and Wisconsin

Loan Amount‎: Up to $4,000 (not available in all states served)

Advance Financial offers FLEX Loans as well as wire transfer, bill payment, and unlimited free money orders. It currently operates more than 90 locations throughout Tennessee, employs more than 1,000 local representatives, and offers online services in multiple states across the country.

By focusing on a wide variety of financial services, convenient 24/7 operating hours, efficient service and professional staff, Advance Financial is committed to building long-lasting, strong relationships with every customer.

Advance Financial has earned an A+ rating from the Better Business Bureau and was named a Top Work Place by The Tennessean.

TMG Loan Processing

Areas Served: Arizona and California

Loan Amount‎: From $1,000 to $500,000 depending on qualifying factors

TMG Loan Processing offers online loans from companies nationwide that are available at over 1,500+ locations, including MoneyGram, Wire, ACH, and direct location money centers. VIP expedited service and e-signing of agreements are available. TMG Loan Processing offers an online application, instant chat, or Customer-to-Agent texting service to assist customers in receiving a loan. Loans range from $1,000 to $500,000 depending on qualifying factors. The service is free to the consumer.

The product suite includes Car Title Loans, Registration Loans, Car Title Loan Refinancing, Small Business Loans, and Small Business Lines of Credit.


Areas Served: Alabama, Alaska, Arizona, California, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Michigan, Minnesota, Mississippi, Missouri, Montana Nebraska, Nevada, New Mexico, North Dakota, Ohio, Oklahoma, Oregon, South Carolina, South Dakota Tennessee, Texas, Utah, Virginia, Wisconsin, Washington, or Wyoming.

Loan Amount‎: Up to $5,000

OppLoans is a direct lender that offers large loans but does not operate in every state. You will not be able to borrow if you live outside of its serviced regions. The company provides loans to people with less-than-perfect credit and the interest rates tend to be high. According to OppLoans’ disclosures, 4 out of 10 people who take out a loan will need to refinance their loan at least once. OppLoans provides you the ability to change your payment date.

It does not have any reviews on its Trustpilot page, but reviewers on other sites have given it a positive response. OppLoans’ customer service is often cited as one of their best features, and the large loan amounts set it apart from other short-term loan options.

Areas Served: USA

Loan Amount‎: Up to $10,000 provides the secure, convenient, and fast service you need to find a personal loan that can work for you.’s site is safe and secure to protect all of your personal information online related to your loan through its services.

With, you can submit a request for a personal loan, and if a lender approves you for a loan, then you can receive your funds as early as the next business day. You can complete the process even faster if you have your banking account and personal information on hand before starting your request.


Areas Served: USA

Loan Amount‎: Payday loans are usually between $100 and $1,000. Installment loans range between $100 and $5,000. Personal loans are usually between $500 and $35,000.

LendYou is not a lender and therefore does not make short-term loans or credit decisions. The company connects consumers with independent third-party lenders. You register online from your home computer or any mobile device. The process is very fast. If you are connected with a lender, then you will receive an offer with the terms and conditions of the loan. If you agree to the terms, then the money could be available within one day.


Areas Served: Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Georgia, Indiana, Iowa, Kentucky, Maryland, Massachusetts, Montana, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, South Dakota, Vermont, and West Virginia.

Loan Amount‎: Depends on the state.

CashNetUSA is a lender that provides payday loans, installment loans, and lines of credit.

Payday Loans. The maximum you can apply for depends on the regulations in your state. You must repay the principal and interest by your next payday.

Installment Loans. Where you live determines how much you can apply for and the length of the loan repayments. The amounts are usually larger than a payday loan, and the repayment terms are longer. Your financial situation determines whether you have the ability to make monthly or bi-monthly repayments until you repay the loan completely.

Lines of Credit. A CashNetUSA line of credit gives you more freedom when it comes to funding and repayments. You can borrow as much as you need when you need it, up to your approved limit.

The application only takes a few minutes, and you will receive an instant decision if you have been approved. Once you sign the loan contract, then you could have your funds transferred to your bank account as soon as the next business day.

 Snappy Payday Loans

Areas Served: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, New York, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.

Loan Amount‎: Up to $1,000.

Snappy Payday helps find online payday loans, installment loans, and lines of credit for those in need of emergency funds who may also have bad credit. The company arranges for cash advances to meet your personal needs, and many of its Direct Lenders offer same day approvals.

After your application has been submitted, Snappy Payday will try to find a Direct Lender. You will be contacted by a loan specialist, who will review your application. After you receive approval and have signed the contract, your money will typically be available the following business day. Some Direct Lenders are able to fund same-day loans. Either way, the funds will be deposited directly into your bank account.

After you receive your money, typically you will be able to log into your account to make payments, monitor your balance, and manage your account.

Areas Served: Arizona, California, Indiana, Michigan, and Virginia.

Loan Amount‎: Varies from $50 to $1,500, depending on the state where you live.

Allied Cash Advance focuses on finding financial solutions for everyday life. The company operates in five states and helps people get the money they need to get back to life faster. The brand was acquired in 2012.

Now, Allied Cash Advance is owned and managed by the same friendly people as Check`n Go, so its customers get great service and products across the entire family of brands.


Areas Served: US: Southern California, Colorado, Idaho, Nevada, and Washington; Canada: British Columbia.

Loan Amount‎: Up to $1,000.

Moneytree is a family-run business that has provided financial services to customers for over 30 years.

Today, Moneytree employs over 800 Team Members in branches throughout Southern California, Colorado, Idaho, Nevada, and Washington in the United States, as well as British Columbia, Canada. Moneytree works hard to be the best provider of consumer loans and other financial services. The company is a direct lender, and depending on the market, it offers payday loans with or without a checking account, title loans, and installment loans.

Customers also have access to flexible, convenient options delivered with exceptional customer service, including Check Cashing, Business Loans, Prepaid Debit Cards, Western Union Convenience Pay and Wire Fund Transfer, Western Union Money Orders, and Bill Pay Services.

Cash Central

Areas Served: US

Loan Amount‎: From $100 to $2,000.

Cash Central is a licensed online lender serving the financial needs of online customers. Cash Central offers to lend on the internet with reliable, secure, and user-friendly lending philosophies.

Your transaction with Cash Central will be handled with outstanding personal service, a simple process, integrity, and privacy. If you are already a customer, you can log in to your account and request a loan today. If you are not and would like to be considered, applying only takes a few minutes.

Speedy Cash

Areas Served: Nevada, Oregon and Washington,

Loan Amount‎: From $200 to $1,500.

Since 1997, Speedy Cash has been the friendly face of short-term lending. The company is licensed to operate in multiple states across the US, offering short-term cash loans online, over the phone, and in its stores. It operates in Nevada, Oregon, and Washington under the name of Rapid Cash.

Speedy Cash strives for a personal connection with its customers. The company has built its business by making sure it take care of customers and their financial needs.

Advance America Cash Advance

Areas Served: Alabama, California, Colorado, Delaware, Florida, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nebraska, Nevada, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

Loan Amount‎: Max payday loans range from $100 to $1,100. Max title loans range from $300 to $10,000.

Since 1997, Advance America has helped Americans with a variety of personalized financial solutions, including Payday Loans, Installment Loans, Title Loans, and Personal Lines of Credit. Advance America is a nationally recognized, fully licensed financial company with over 2,000 locations nationwide and online lending services. As a founding member of the Community Financial Services Association, Advance America believes customers deserve clear, understandable loan terms, and therefore encourage fair and fully disclosed lending practices.


Areas Served: USA

Loan Amount‎: Up to $1,000.

MyCashNow is a lending network, not a lender. Fill out the short application and the company will identify lenders that can provide you with a short-term cash loan. MyCashNow will attempt to match you with a lender most likely to provide you the cash you need.

If you are matched with a lender, then the lender will contact you to complete the process, review the terms of your loan, and discuss repayment and extension options. The money will be electronically deposited into your bank account. When the loan is due, your cash advance fees are automatically deducted from your bank account by the lender.

Amscot Financial

Areas Served: Florida.

Loan Amount‎: Up to $500.

Amscot Financial is an American financial services company headquartered in Tampa, Florida. Founded in 1989 by Ian MacKechnie, the company provides nonbank consumer financial services through a network of retail branches located exclusively in Florida. Amscot Financial 's core services include check cashing, bill payment, prepaid access cards, short-term cash advances, free money orders, ATMs in every branch, wire transfers, notary services, fax services, and postage. It operates nearly 240 branch locations in the Tampa Bay, Orlando, and Miami media markets.

Areas Served: USA.

Loan Amount‎: Up to $1,000.

EZPaydayCash is a payday loan direct lender that provides people with online payday loans during emergencies.

Its online loan process is hassle-free and does not involve paperwork, collateral, perfect credit score, and brokers. To approve you for a no fax personal loan fast, the company does not run credit checks.

EZPaydayCash is a guaranteed payday loan direct lender. It does not share your online application details with lead generators, third-party service providers, or brokers. Therefore, it is safer, quicker, and easier to work with a single lending source for your payday loan online needs than with multiple funding sources.

Check City

Areas served: Alabama, Alaska, California, Hawaii, Idaho, Illinois, Kansas, Missouri, Nevada, North Dakota, Texas, Utah, Washington, Wisconsin, and Wyoming.

Loan Amount‎: Up to $2,500.

Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process.

Products or services offered to customers may vary based on customer eligibility and applicable state or federal law.

Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria.

Fig Loans

Areas served: Texas, Missouri, and Illinois.

Loan Amount‎: From $300 to $500.

Founded in 2015 in Houston, Texas, Fig Loans began as a collaboration between Fig and United Way THRIVE to create better, more affordable loan products for low-income Americans with bad credit. Fig Loans offers loans ranging from $300 to $500 that are repaid over four installments and set up on a schedule that fits the borrower's needs and budget. Fig Loans will work with its customers to adjust payment dates if necessary.


Areas served: Alaska, Arizona, California, District of Columbia, Florida, Hawaii, Indiana, Kentucky, Maine, Michigan, Minnesota, Montana, North Dakota, Nebraska, Oklahoma, Oregon, Rhode Island, South Dakota, Washington, and Wyoming.

Loan Amount‎: Depends on the state.

OppLoans is a Chicago-based lender that specializes in offering personal loans to consumers. Founded in 2009, OppLoans is well respected by customers and the lending industry alike. The company has an experienced leadership team and strives to make the lending process as simple as possible for its customers.


Areas served: Alaska, California, Delaware, Georgia, Idaho, Illinois, Missouri, North Dakota, New Mexico, South Carolina, South Dakota, Utah, Virginia, and Wisconsin.

Loan Amount‎: From $1,000 to $10,000.

NetCredit is an online financial services provider located in Chicago. It is a subsidiary of Enova International, Inc., an NYSE listed company (ENVA), which gives the expertise and resources to realize its vision and enhance its product offerings. Within the NetCredit offices, the company is actually a small, focused, and personal team: its developers, analysts, customer support specialists, and other team members are extremely dedicated to making NetCredit the best solution for its customers.

Blue Trust Loans

Areas served: Florida, Michigan, Missouri, Ohio, Tennessee, and Texas.

Loan Amount‎: Up to $2,000.

Blue Trust states that it is a better alternative to the payday loan. The moment you arrive on the website, you see an offer to apply for a loan of up to $2,000 that will be deposited into your bank account as soon as the next day. All you have to do is fill out the loan application and speak to a customer service representative.

The representative will verify that you are applying for the loan and ask some qualifying questions, such as who you are and your income. Once this process is complete, a full application is sent by email. You must complete this application and send it back with supporting identification and income documentation.

King of Kash

Areas served: Alabama, Delaware, Illinois, Kansas, Mississippi, Missouri, New Mexico, Tennessee, Texas, Utah, and Wisconsin.

Loan Amount‎: Up to $3,000.

King of Kash has been providing personal loans for almost 40 years and is one of the fastest growing money lenders. It helps customers meet their financial obligations with fast, low-cost signature loans that do not require a traditional credit check and collateral down.

King of Kash's hassle-free personal installment loan approval process has been streamlined so you can get the money you need when you need it and not have to wait days. Its bad credit loan approval process does not require you to put down any collateral to qualify and bases your approval on your ability to repay the loan on time.


Areas served: US.

Loan Amount‎: Depends on the state.

OneClickCash provides fast and convenient loans to people in need every day. With its quick and easy application and approval process, it can provide you with the funds you need typically within 24 hours.

To qualify for a loan, you must:

●    Be at least 18 years of age

●    Provide two personal references

●    Have an active checking account

●    Have been employed for at least one month


Areas served: US.

Loan Amount‎: Depends on the state.

CashOne helps you find a lender who has agreed you are qualified based on your loan request. Lender criteria vary from one lender to the next and may vary over time with any specific lender.

CashOne service never charges any upfront fees for a loan. They connect lenders to its consumers who are looking for payday loans, emergency loans, or installment loans

Areas served: Alabama, Alaska, California, Colorado, Delaware, Hawaii, Idaho, Illinois, Indiana, Iowa, Louisiana, Michigan, Minnesota, Mississippi, Nevada, New Mexico, North Dakota, Oklahoma, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Wyoming, and Wisconsin.

Loan Amount‎: Depends on the state. is a direct lender that walks you through the entire application process with no third-party agencies involved. This means that, from beginning to end, you only have to deal with when getting small cash advance loans. It lends its own money to customers—not money from any third-party agencies or banks. This streamlines the lending process and allows you to get your money more quickly.

Citrus North

Areas served: US.

Loan Amount‎: From $100 to $1,000.

Citrus North assists you with legitimate loans. Its direct lenders are on standby for you—no matter what, it gives you a bad credit loan with guaranteed approval.

Citrus North has all types of loans for short and medium term. Bad credit is welcomed as the company is not a bank, but you will need to undergo some basic credit check. You fill out a short form online and get approved. Upon approval, the money is available to you by the next day.

Choosing the best online payday loans lender is a crucial point. But I hope this list of best payday loan sites will help you find the right company that fits all your needs.